Buying a Home: What is your purchasing power?


Source: Eastborough Place Angono by DATEM HOMES (For Sale)

Each year millions of houses are bought and sold, but such events are irrelevant. Why? There are more or less 4.6 Millions of families are homeless in Philippines alone. And yet increasing because of massive foreclosures as a result of unstable income. No one can ever predict with certainty what can happen in the future. You may encounter a personal financial crisis such as job loss or illness that can impair your ability to pay your bills, including your mortgage. That is why we should be able to know our own purchasing power when buying a home or any real estate investments.

Here are some few steps when buying a home.


Add all your total annual income. This includes your salary, business income, dividends, and other sources.


Look for licensed real estate brokers and loan officers of the banks and other financial institutions. These financial advisors may give you a great help when financing your new home. Ask for an estimated monthly cost, this includes the principal plus the interest.


Speak with property owners and real estate brokers to determine the property taxes in the area. Because property values may varies with respect to location.


Speak with brokers and insurance advisors to determine how much property insurance will cost each month for your home. According to Money Sense (Guide to Buying Home Insurance), “Many people are not aware that home insurance is not as expensive as other types of insurance. You can get one year basic protection for a P1 million property for less than P2, 000. That’s a small amount to pay in exchange for your peace of mind. “


Compute your Front-End Ratio by combining your monthly cost for mortgage principal, mortgage interest, real estate taxes and property insurance. Divide this total by your gross monthly income. This ratio indicates a portion of individual income earners is used to make mortgage payments and is expressed in percentage.



List your monthly debts include expenses such as mortgage payments, credit card payments, expenses to your child and families. Add these debts.


Compute your Back-End Ratio also known as your debt-to-income ratio by combining your monthly debts with your PITI. Divide by your gross monthly income. Some lenders use this ratio in conjunction with front-end ratio to approve mortgages.

Note: Water and Electrical connection is not included in the computation because it will be a one-time payment upon the turnover of your new home. Ask the water and electrical companies near you.

Generally, most mortgage lenders prefer less than 30% of borrower’s monthly gross income. If you want to know more about real estate investment, please try to fill out the form below and ask our licensed real estate brokers for your guidance. Also please don’t forget to subscribe for our other notifications for upcoming events and newsletters.

Real Estate – Apartment Condo for Rent at The Grove by Rockwell


Tower A 14th Floor Unit

Just like Rockwell Center in Makati, we are making something, out of nothing. The Grove by Rockwell is also a mixed-use development that will offer luxury, comfort, and safety. It is our newest resort-themed development, conveniently located along the C-5 corridor of properties, near Ortigas Avenue. It boasts its six residential towers plus its high-class amenities creating for you a relaxing lifestyle inside the hodgepodge of the city.

Some of the unit owners of Towers A and B are now offering apartment rentals through The Grove by Rockwell Leasing Department with the help of their Broker’s Network.

Like as follows: 


The Bedroom at Unit 14TA


Location: Tower A 14th Floor

Floor Area: 68 Square meters

Status: Fully-Furnished

Orientation / View: Ortigas Skyline

Rental Rate: PhP 50,000

A fully furnished unit that a tenant will be satisfied by the furnishings and services by the owner and property managers.

Never before seen in local residential developments, The Grove boasts of a 75% landscaped environment.

An “oasis within the city”, it is designed to look and feel like you’re coming home to a 5-star Boutique Resort, with the help of Dallas-based Architect Don Wilder and world-class Landscape Architect Karl Princic – the legend behind the majestic landscapes of Amanusa Resorts, Bali.

In each of the 6 towers, unit owners are welcomed by an exclusive drop-off and residential Porte Corchere. Imposing, double-height main lobbies are just the beginning.

You have your complete amenities for your fitness and health.

A retail cluster will be at the forefront of the development, housing a neighborhood grocery, coffee shops, and select dining establishments for you to enjoy.

This is yet another reason for residents to come together, sit back, relax and enjoy every day.

Our utilities and infrastructure include 28-megawatts of standby generator power so blackouts don’t affect us.

Day and night, rain, shine or super storm, we guarantee your comfort, exclusivity, safety and convenience.

I personally would like to invite you to visit The Grove site along C-5 so that I can show you the actual units for lease in the towers and the building amenities.

Please fill-up the form below;



Promo in The Grove by Rockwell this Month of August



Description: HI-RES revised the grove logo



Dear Customers,


Greetings! This is Ryan Bonn Duadua an Accredited Real Estate Broker of Rockwell Land in Manila.  I am very much glad to inform you our team will be visiting US again. We are inviting you to join our Open House as we will showcase the The Grove. The  venues and schedule are as follow:



The Grove by Rockwell is a sprawling development at the Ortigas Center, bringing nature into the lives of its residents by making gardens natural extensions of every home. Three-fourths of the 5.4 hectare lot is dedicated open spaces, lush greens, and enjoyable amenities. At the Grove, you can embrace nature, while appreciating the comforts of a luxurious and modern urban life.

As your consultant, I have  prepared materials that we highly suggest as options for choosing your own unit. Moreover, these available units are offered with a special term which allows friendlier and stretched amortization for your convenience. Please let us help you for the next steps as we proceed with this perfect investment.

I am looking forward to hear from you soon.  Kindly note on my contact details for your reference.

Thank you so much.

Warm regards,

Ryan Bonn Duadua

Accredited Real Estate Broker


Mobile: +63 917 882 5518


Tower E – December 2015 Turnover

Studio Flat 21 sqm. / 247 sq. ft.

Orientation: North West

ONLY Php 4,700 per month






Tower E – December 2015 Turnover

One Bedroom Flat 41 sqm. / 441 sq. ft.

Orientation: North East

ONLY Php 8,500 per month






Tower C – December 2014 Turnover

Two Bedroom Flat 74 sqm. / 796 sq. ft.

Orientation: North East

ONLY Php 16,000 per month






Tower C – December 2014 Turnover

Three Bedroom Flat 111 Sqm. / 1,194  Sq.ft.

Orientation: South West

ONLY Php 25,000 per month





Tower E – December 2015 Turnover

Three Bedroom Flat 90 Sqm. / 968  Sq.ft.

Orientation: South West

ONLY 19,300 per month









10 things you should ask when buying a condo unit

(The Philippine Star) Updated November 12, 2011 12:00 AM

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Home sweet home: Relax in your own lush sanctuary at The Grove by Rockwell

MANILA, Philippines – With all the glossy brochures, brilliant wording and flashy endorsers on real estate advertising, there are a lot of things that will attract the everyday consumer to trendy showrooms that property developers have set up. But what those pictures don’t show is what the place will look like when you’re finally living in it. Showrooms only show the good and the beautiful side of these condominiums with brand new surfaces seldom resistant to wear and tear.

Rockwell Land, one of the most trusted premier real-estate developers in the country, gives 10 things that every homebuyer should ask their real-estate developer — an insider’s guide into the littlest details that can make the biggest differences in everyday life. With The Grove by Rockwell in Ortigas created for the young achiever and starting families, Rockwell gives their take on what new homebuyers should look out for.

1. What amenities do you have? Can I use it anytime I want?

Amenities are for sharing, and you want to make sure the amenities are well-maintained, clean and orderly. You will also have to make sure that you have the option to use these when you feel like it. Avoid overcrowded amenities that are made available only depending to your scheduled time of use.

A place for peace of mind: The bedrooms at The Grove are designed for rest.

The Grove by Rockwell’s sprawling grounds go beyond the basics with several swimming pools to choose from, a gym, a game room, and a dance studio. Sports can be played in multipurpose courts found indoors and outdoors as well as the vast soccer lawn. There are also meditation gardens and pool lounges for a complete rest and relaxation vibe.

2. What is the elevator waiting time?

You would think that the provision of elevators in a development is a standard, but you get stuck in line, queuing to go up to your home.

In The Grove by Rockwell, the elevators are strategically planned to keep your waiting time short, and give access to your unit faster. Planned by consultants based on studies relating to population and general habits of elevator use, the number of elevators in each tower is an indication of how much research and preparation were injected into this project.

3. How many units are there per floor?

Looking at buildings from the ground up, you don’t realize there’s more units packed into a single floor and you have more neighbors to deal with than cups of sugar in your pantry. The number of residents in a floor dictates the comfort that you feel when considering personal space. At The Grove by Rockwell, the primary objective is to provide a space for you and your family to grow amid the luxury of personal space, and that is why comfort is priority.

With 75 percent open space in The Grove, Rockwell delivers its residents the perfect venue to unwind and relax after a hard day’s work and also the perfect venue for kids to grow up in the city. There is no cramped corner in the Grove, with the very accommodating space outside, and the limited number of units per floor, there is freedom for movement and relaxation.

The center of the home: The dining area and kitchen are places where the family shares more than just meals

4. What kind of demising walls stand in between units?

Most developers will not tell you that their demising walls (walls that divide your unit from your neighbors’) are made of gypsum board and base boards only. This means that you can practically hear anything and everything that your neighbor is doing, and vice versa. At The Grove by Rockwell, you are assured of walls that are made of concrete masonry unit (CMU), which not only minimizes noise, but also lasts longer and is resistant to patching and deterioration.

5. What can I expect upon the project’s turnover?

While other developers promise a date at the appointed time, there are often repairs that need to be done on rushed building components like plumbing and electricity.

Rockwell Land guarantees a smooth turnover on time, if not earlier. No harried construction is made to keep methods and quality at par with international standards. No dawdling caused by inconsistencies in scheduling and building either. This is the mark of truly specialized expertise — the precision and disciplined movement in construction.

In fact, the first two towers of The Grove by Rockwell will start turnover by June 2012, delighting excited unit owners and investors.

6. How is the quality of the finishes? Who are the contractors and sub-contractors of the project?

You will want your tiles to be made of ceramic for a cleaner feel and laminated wood flooring to add an elegant luster to the area. Finishes should be easy to maintain and last for longer use — these are the top qualities that units in The Grove by Rockwell are designed with.

Place to be: The iconic Rockwell Z-loft

Rockwell also has stringent quality control with the contractors and subcontractors, as well as the product and quality of service that they have. You have the peace of mind that your home is made by the best people and with the best products. Moreover, Rockwell is definitely serious about concept, structural and building quality that mock-up unit simulations are constructed to study and improve on design efficiencies. Beyond the learnings from text books, closed-door meetings and endless flow charts, The Garage in Rockwell Center has now provided an avenue for Rockwell’s experts for actual simulation of actual residential units and processes, which builds up to seamless execution when the time comes.

7. Does the area of the condominium flood? How was the developer prepared for this?

One of the basic misconceptions about condominium living is that floods are never a problem since the units are several floors above the ground.   However, one must still scrutinize the steps taken and functionality considered when the developer was designing your home.

Moreover, Rockwell Center’s master-planned community in Makati is testament to the commitment their effective planning and development of waterfront communities, with the Pasig River just adjacent to its perimeter. The Grove by Rockwell will certainly echo the beauty and functionality of its predecessor. Also using a 100-year cycle flood study, Rockwell Land ensures that The Grove is designed to endure against the toughest typhoons and high floods that come with heavy rains.

The Grove, even with its site adjacent to the Marikina River, is prepared for the worst. The towers are located well above the two-meter-high floods when Ondoy caused the river to swell drastically.

8. How much back-up power is guaranteed and what areas are covered?

As blackouts are not unusual in Metro Manila, developers often promise that they have back-up power for you. Ensure that you are satisfied with the amount of reserve energy they have for your convenience. In most cases, back-up power is just assured for common areas of your condominium. Or, if it reaches your unit, provision for electricity is only good for one or two socket outlets.

The Grove by Rockwell offers 100 percent back-up power enough to light up the entire community — from common areas to your entire unit — everything from bulbs and television sets to all your air-conditioning units. A 100 percent reserve power is provided as a standard at times when you need it most for a more secure and comfortable environment.

9. How much water supply is available in case of emergency?

This is a feature that is provisional to particular emergencies, and yet is an undeniable need when an unexpected event does occur. A reservoir of water for dire circumstances is a very welcome point indeed.

Rockwell Center in Makati has a reservoir of water coursed through multiple distribution pumps to ensure a steady supply of water to residents for up to two whole days. The same kind of functionality can be expected in The Grove by Rockwell.

10. How credible is the developer behind the project?

An indication of how your future home will look like, be delivered and maintained is an echo of the developer’s past projects. You must look at their project portfolio, examine and evaluate its condition now. With your hard earned money, you must place it in the hands of a trusted developer.

With over 16 years in realty development, Rockwell Land stays true to its reputation as a premier property developer in the country. Rockwell has delivered quality residential and commercial spaces fit for the discerning consumer, who knows the value of investment.

Designed to bring the Rockwell lifestyle to Ortigas, The Grove by Rockwell will be a convergence zone of decision makers, housewives, young professionals and fun loving kids. It is a hub of world class shops and services and home to families and executives who look for the better things in life.

For inquiries call,


Ryan Bonn Duadua, Accredited Licensed Real Estate Broker

Mobile: +63927-882-5518


The Grove by Rockwell


The Grove by Rockwell – Condominiums Philippines For Rent | Sale

The Grove by Rockwell Pasig City condo for Sale and for rent

Welcome to The Grove by Rockwell



The Grove by Rockwell has definitely changed the traditional concept of city living – giving a home in a tranquil sanctuary amidst the everyday hustle. The luxurious and exquisite living Rockwell guarantees its residents will definitely be something to look forward to at The Grove. Young professionals, emerging entrepreneurs and starting families can finally discover, experience and relish and desired Rockwell life and style in Ortigas, Pasig City Philippines.

The Grove by Rockwell is the elegant address for emerging professionals, newly weds, starting families – those who want more in life and the luxury of comfort and relaxation in a convenient location, as there is cohesion in the elements of the inside and the outside, with the thematic of resort living to blend in with the community.


It’s a 5.4 hectare property with a notable 75% open space between 6 well secured and magnificent towers, which only means more lush spaces coupled with your peace of mind, as well as a retail area where you can find your everyday essentials.


Located along C5, it is within comfortable distance to commercial centers, malls, the Ortigas business district, top rated schools and hospitals. The Grove gives you the luxury of space, security and comfort that only Rockwell can give.

Launched in October 2008, it leverages the strong Rockwell brand well known for its premium developments in Makati City, this is the company’s foray in the broad upper middle-income market. The project has more than a 75% open and landscaped environment, 6 residential towers with units made up of a mix garden units, flats, lofts and Z-lofts.

One can view the on-site model unit in The Grove Community Center which was opened in late 2009. The first two towers (Towers A and B) are scheduled to be turned over the excited homeowners by June 2012. 

As one of the Sale Executives proudly Says:

” As we just recently visited Towers A and B, I would like to share with you some of the pictures from the towers showing how The Grove’s Towers A and B are as promised, taking full shape and are almost ready to open its doors to excited homeowners.”



Tower A’s porte cochere (similar for all towers), High ceiling lobby, Lobby reception, A view from the 7th floor deck overlooking the Podium amenities (25m lap pool, multipurpose courts) and Antipolo hills, the 25m lap pool, façade of the Wellness Center (gym at the 4th floor, function hall at the 6th and 7th floor, 7th floor view deck) facing the podium amenities.

For Towers C and D are scheduled on December 2014 and Towers E and F are scheduled on December 2015.

Floor Plans for every units:


If you want to invest I will provide a sample computation for you. (me)

Indeed, The Grove is 100% Rockwell as it continues to prove its ingenuity when it comes to redefining the concept of modern condo living.

Hope you can visit the site or your SPA.

For more complete, accurate information and price list kindly call:

Ryan Bonn Duadua,

Licensed Real Estate Broker
Mobile No.: +63 (927) 882-5518


See Full Video: The Grove by Rockwell

You may Also Visit: Best Condominiums, Philippines Condominiums and Best Real Estate Investment.

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